Social loan
Responsible financing for essential needs.
A social loan is an amortising loan granted after reviewing your situation, your project and your real ability to repay.
Key conditions
Amounts
€200 to €300,000 depending on the solution, the project and affordability, or the equivalent in your currency.
Terms
3 to 180 months, with a fixed monthly payment unless a rescheduling is agreed.
Rates
Indicative APR from 2.90%, always at or below the applicable legal usury ceiling.
Documents
ID, proof of address, income, outgoings, bank details and project documents.
Decision
No automatic approval. Your file is reviewed by an authorised adviser.
Withdrawal
Statutory withdrawal period after you accept the credit offer.
Representative example : For €5,000 borrowed over 24 months at an indicative fixed APR of 4.90%, you repay 24 monthly instalments of €219.13 excluding optional insurance, a total amount payable of €5,259.12. Non-binding example.
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