How it works
A clear, secure and compliant process.
You always know where your application stands, which documents are expected and who can see them.
- 01
Estimate
Work out a monthly payment. The indicative APR and total cost are shown before you apply.
- 02
Online application
Describe your need in ten minutes. No documents are required at this stage.
- 03
Review and checks
An adviser reviews your budget, verifies your identity and sends you a secure link for documents.
- 04
Written offer
If eligible, you receive a detailed offer with a cooling-off and withdrawal period.
- 05
Payout and follow-up
Once accepted, funds are paid. Schedule, receipts and payments are in your client area.
After payout
Your client area shows the schedule and receipts. You repay by SEPA direct debit, card with 3D Secure, Apple Pay, Google Pay or bank transfer. Card details are tokenised by the payment provider: we never store them.