Legal
Authorisations and compliance
The regulatory framework within which we operate.
Status
ORIAS: n° ORIAS À COMPLÉTER. Statut réglementaire (IOBSP / intermédiaire en financement participatif / partenaire prêteur) À COMPLÉTER.
Consumer credit
Pre-contractual information (Standard European Consumer Credit Information), usury-ceiling compliance, affordability checks, 14-day withdrawal period.
Peer-to-peer lending
Funds move through a segregated account at a licensed payment institution. Loans above €5,000 are declared to the tax authorities.
Anti-money laundering
Identity verification, checks on lenders’ source of funds, sanctions-list screening, records kept for 5 years.